Yahoo!かんたん決済の銀行ネット決済キャンペーン中！

本来は30,000円までのYahoo!かんたん決済銀行ネット決済は手数料が198円。ところが11月初頭からのキャンペーンではこの銀行ネット決済が128円に値下げされているという具合だ。

他行宛て振込の手数料を考えると128円というのはかなり割安。新生銀行の他行当て振込無料（月5回まで）というのは別格としても、たとえばりそな銀行が105円、イーバンク銀行が160円、ジャパンネット銀行が168円、ソニー銀行などは210円。他行当て振込の手数料はこれくらいの価格が相場だということになるのだけれど、Yahoo!はどうやって採算を取っているんだろうね？その契約のボリュームメリットを生かして銀行にかなり無理を言って聞かせていることだろう。大きい企業というのは大きいというただそれだけでそれ相応のパワーを持つものなのだ。

Yahoo!はこのYahoo!かんたん決済をいずれヤフー銀行のサービスに結びつけてゆきたいと考えているのではないかと思っている。免許取得などこれまでの流れから考えても、Yahoo!が銀行業に乗り込むことは時間の問題。そのYahoo!が銀行ネット決済にこれだけ様々なキャンペーンを打ち出してくるのは、ヤフー銀行のサービスをどう価格設定するべきなのかを模索しているに違いない。

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