三菱東京UFJでATMやネットからの同行内振込が無料に。

まさかこの銀行がこんなサービスをぶち上げてくれるとは思わなかった。メガバンクの中でもさらに巨大な存在で、個人がネットオークションでやりとりするような小規模な振込にチマチマと振込を使われてもなんにも嬉しく感じていないんじゃないかと勝手に推測していたが、巨大な利用者基盤をもとにして個人の振込のやりとりもまるごと取り込んでしまうつもりなのだろうか。

それにしても気になるのは他のメガバンクがこれにどう反応するかというところ。もしかしたらみずほ銀行や三井住友銀行も似たようにふくらむ個人間決済を取り込もうと新たなサービスを打ち出してくるかもしれない。三井住友銀行は同行同支店内振込でも手数料を取っちゃうくらい手数料が大好きで、その遺伝子はジャパンネット銀行にも受け継がれていたりするけれど、もしかしたら個人のネット経由のこういったお金のやりとりを狙ってビックリするようなサービスを打ち出してくれるか。

それに、近々郵便貯金が全銀システムに接続をするかもしれない。現段階では郵便貯金側が一方的に全銀システムへの接続を希望しているに過ぎない段階だけど、もし郵便貯金が全銀システムに接続して、割安な振込手数料を設定してきたら…。振込マネーの奪い合いでサービスの展開競争みたいになったら、一気にユーザーの利便性が向上するかもしれないねぇ。しばらくはこの動きから目が離せなさそうだ。

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