東京スター銀行の無料ATMが、ビジネスモデル崩壊の危機

もともと金融関連の掲示板でもゼロバンクなどが三菱東京UFJ銀行などからイヤがられているというのは言われていたことだった。このATMが普及すればするほど、自前のATMは敬遠されて利用客が減り、コストパフォーマンスが下がってしまう。無料ATMは自分で集めた顧客からは一切手数料を取らず、仲介する銀行から入るお金だけで運営しているのだから、言ってみれば従来の銀行に寄生しているのも同じだ。

それにしても、コンビニでもオンラインバンキングでも24時間が当たり前のこの時代に、時間外だからと105円も手数料を割り増しにするような経営手法がまかり通っている業界はそうそうないものであって、このゼロバンクのようなスタイルが当たり前になってゆくと思ったのになあ。古参勢力は、自分たちの手数料収入というモデルをぶっ壊しかねない新興勢力に対して、早めにその芽を摘み取っておこうと考えたのかもしらん。

ユーザー第一とか、お客様は神様なんて言っているのはドラマか漫画の世界だけで、実際には自分にとって儲かるタネやカモになるお客様やユーザーは神様かもしらんが、結局自分にとって都合が悪いと思ったら、圧倒的に優位な立場を使って相手をひねりつぶしてしまうのだから、これも恐ろしい世界だと思う。

すみません、トラックバックしたのですが文字化けしました。
「無料ATMを妨害？　いいかげんにしろ！」という記事なのですが。
http://blunderer.blog54.fc2.com/blog-entry-33.html

There are some intriguing points in this post but I don’t know easily see them all middle to center...

Have a great day!. Thought I would comment and say cool theme, did you code it for yourself? It’s really really good! Hemorrhoid Treatment

Hello There. I found your blog using msn. This is a really well written article. I’ll make sure to bookmark it and return to read more of your useful information. Thanks for the post. I’ll certainly comeback.

I am extremely impressed with your writing skills and also with the layout on your blog. Is this a paid theme or did you customize it yourself? Anyway keep up the excellent quality writing, it’s rare to see a nice blog like this one these days..

You actually make it seem so easy with your presentation but I find this matter to be really something that I think I would never understand. It seems too complex and very broad for me. I am looking forward for your next post, I’ll try to get the hang of it!

Have a excellent day!. Thought I would comment and say cool theme, did you code it for yourself? It’s really really good! mario games

I’m happy I found this particular weblog, I couldnt find any information on this material prior to.

I discovered your blog site on google and check a few of your early posts. Continue to keep up the very good operate. I just additional up your RSS feed to my MSN News Reader. Seeking forward to reading more from you later on!…

Hey There. I found your blog using msn. This is an extremely well written article. I’ll make sure to bookmark it and come back to read more of your useful info. Thanks for the post. I’ll definitely comeback.

There are definitely numerous particulars like that to take into consideration. That may be a great level to bring up. I offer the thoughts above as basic inspiration however clearly there are questions like the one you carry up where an important thing shall be working in sincere good faith. I don?t know if finest practices have emerged around issues like that, but I am certain that your job is clearly recognized as a fair game. Each boys and girls feel the influence of only a second’s pleasure, for the rest of their lives.

Hi there, You've done an incredible job. I’ll definitely digg it and personally suggest to my friends. I am sure they'll be benefited from this web site.

Have a good day!. Thank you for this news to your blog. Dress Up Games

Hello, i think that i saw you visited my site thus i came to “return the favor”.I am trying to find things to enhance my website!I suppose its ok to use some of your ideas!!

I’d be inclined to go along with with you one this subject. Which is not something I typically do! I enjoy reading a post that will make

Have a excellent day!. I just Stumbled Upon this. Not bad. I'll give it a thumbs up. Colon Cleansing

WONDERFUL Post.thanks for share..more wait and my seotons .. ;)…

Have a great day!. Thanks for taking the time to discuss this, I feel strongly about it and love learning more on this topic. If possible, as you gain expertise, would you mind updating your blog with more information? It is extremely helpful for me. yeast infection treatment

Quite insightful post. Never believed that it was this simple after all. I had spent a superior deal of my time looking for someone to explain this subject clearly and you’re the only 1 that ever did that. Kudos to you! Keep it up

Have a great day!. I have to say, while looking through hundreds of blogs daily, the theme of this blog is different (for all the proper reasons). If you do not mind me asking, what’s the name of this theme or would it be a especially designed affair? It’s significantly better compared to the themes I use for some of my blogs quit smoking aids